Travel insurance ? The different types that are available | Travel ...

Travel insurance can help you in?insuring yourself from the risks while travelling. These policies help you in staying safe from the different kinds of travelling risks. This does not literally mean that travel insurance is going to save you from the actual danger. However, if you are required to shell out dollars as a result of some unavoidable circumstances, you may be able to get the compensation on that from the insurer. There are various types of travel insurance policies that you may buy as per your travel requirements.

Different types of travel insurance

There are in fact different types of travel insurance which are available depending on the characteristics of the travelers and these are:

1.???????Single trip travel insurance???The single trip travel insurance helps you in?getting the coverage for yourself and also your family while you are planning to go for a single trip. It covers a range of mis-happenings like cancellation of trip to loss of luggage, and also medical coverage on that single trip.

2.? Medical travel insurance???The medical travel insurance policy?actually?covers?the health related problems that may?occur?within?the term of?travel policy. However, this is not applicable for the?existing ailments. The applicant?actually is supposed to?declare?the?pre-existing medical conditions even?before?the trip; there are?separate package?for such conditions.

3.???????Long stay travel insurance???If you are going to a place where you intend to stay for quite a long time, you can get the long stay travel insurance. Some go for a long tour to different places at the same time. This can take long and so it is important for you to get a long stay travel insurance.

4.???????Annual travel insurance???If you are a frequent traveller and if you make your trip more than once in a year, you can get annual travel insurance.

5.???????Group travel insurance???If you intend to travel in a group, you can get the group travel insurance which is going to cover all of the people in the group.

6.???????Cruise travel insurance???If you are planning to travel by sea, a cruise or by any other kind of water transport, you should better get cruise travel insurance. In many cases, the cruise company too offers the cruise travel insurance package.

So, these are the different kinds of travel insurance that are available and you can get one as per your requirements. You will be require to first plan as to how you are going to travel and then you will have to decide on the type of policy that will be best for you.

Source: http://travelexperience.net46.net/travel-insurance-the-different-types-that-are-available/

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